For those people who don't have a purpose, college is just a place where they waste their money, but for students who have a purpose; I like being a doctor, a teacher, an engineer, etc. These students need to attend school to cultivate specific skills for the future. If they can benefit from learning for their future, it is worth going to school and getting an education. According to McArdle, student loans are an “investment in yourself.” If students seek success in their lives, this is a great achievement. If a student becomes a doctor, he or she must have more than enough money to repay the debt. Additionally, college is the place to learn or prepare for work. When I asked my friend why he studies at university, he said because he wants to be a dentist. He told me that to become a dentist he has to finish college and university and then go to dental school. In this case, he is learning because he needs a specific area of ​​expertise for his job, so he gets an education to get a job. In my opinion, university is the place where students progress to what they want to be and at the same time they have to learn everything they need to get a job, so that they have enough time to prepare for their job.