Insurance companies must submit justification to states for all rate increases. Obamacare provides funding to states to administer it.3. You may have received a discount from your insurance company. Obamacare requires citizens to spend at least 80% of premiums on medical services, rather than on advertising and executive salaries. If they can't, your money is returned to you ((Amadeo, 2016). As I researched this topic I learned so much. I knew nothing about the Affordable Care Act. I just went off what people were saying about it. One thing I knew was it would have been a positive change for our country because everyone deserves healthcare. No one should go without insurance because they can't afford it doesn't have insurance, it will also affect the people who have it. Hospitals are very important because they are more quick to get in, regardless of time or day. I actually think the requirements that hospitals have to follow are important and should have been requirements before the Affordable Care Act went into effect. I think the law makes hospitals better. It makes me feel better that the staff will take additional steps for me and my loved ones, so that we will not have to return or contract the infection by neglecting and not catching it