The software industry is the one that benefits the most from these regulations, since if banks and financial institutions were to implement the big change, the only option is to look the path of software programs, control, implementation and effectiveness continuous monitoring without significant interruptions in operational activities. The spread of mobile and internet payment services with all the major niche technology companies competing heavily with banks and financial institutions to bring all payment gateways compliant with regulations. In order to combat these inherent risks and problems, the following actions can be considered1. Anticipate problems well before the event occurs.2. Prevent and mitigate money laundering and terrorist financing with stricter enforcement of regulations.3. Play effectively with unpredictable events4. Quantify the value of the expected, actual and reputational loss if the adverse event occurs. Likely